| Are you looking for an insurance rate that better suits to your budget? Or are you simply new to insurance policies? iLoveMyRates Agency is the best choice. We can shop around for you with all our selected companies to save you hundreds on your auto policy. Remember Nevada law requires you to carry Liability Insurance as a minimum. |
Remember Nevada law requires you to carry Liability Insurance as a minimum.
| Q: What is Minimum Liability Coverage 25/50/20? | Q: What is Comprehensive Coverage? | Q: What is Collision Coverage? |
| A: The minimum liability insurance is the state minimum required by law that covers the 3rd person, or the person that you hit. It covers $25K per injured person, $50K per accident. This is the maximum coverage regardless of how many persons are in the vehicle. $20K is the maximum amount paid to cover the damage to the vehicle or property. Liability limits can be increased. | A: This covers your vehicle for damages NOT caused by a collision (accident). If your vehicle is vandalized or flooded Comprehensive coverage applies. Your deductible is paid out of pocket before your company pays for the remaining balance. | A: This coverage will cover damage to your vehicle in any case that you are struck or you struck another vehicle or object. Your deductible is paid out of pocket before your company pays for the remaining balance. |
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Q: What is an Uninsured / Underinsured motorist?
A: When the other party at fault in an accident does not have insurance, Uninsured Motorist will cover bodily injury of the name insured and passengers up to the limits selected that result from the accident. Underinsured Motorist is designed to cover bodily injury of the name insured and passengers in an accident where the other liable party’s limits doesn’t cover due to insufficient coverage.
Q: What is Medical coverage (also known as MedPay?
A: Coverage that pays for necessary medical expenses resulting from an auto accident and can be used regardless of who is at fault. It pays only up to the coverage limit selected.
Q: When can I use Rental Reimbursement coverage?
A: This coverage can only be used when there is a claim in process for either Comprehensive or Collision damage.
Q: What does roadside assistance cover?
A: This coverage provides towing when your vehicle is experiencing mechanical or electrical breakdown, dead battery, flat tire, lockout, insufficient fuel.